If you hold ETFs, chances are the banks are some of the largest holdings within the ETF and more so with a dividend ETF. No other investment services provide you with easy to understand data but also actionable data. /* table font size */ The bank has five business segments - personal & commercial banking (49% of earnings), capital markets (21%), wealth management (18%), insurance (7%) and investor & treasury services (5%). They have been around since 1817. The quantitative makes it easy to compare the banks side by side but the qualitative is where you can assess if the choices made by the CEO and the management teams are the right ones for growth. It serves 16 million clients in Canada, the U.S., and 34 other countries. Market Cap: $138.91 billion Forward P/E: 11.50 Price to Sales: 3.23 5 Year PEG:-4 Sales estimates for next year: Premium Members Only Earnings estimates for next year: Premium Members Only The Company’s Retail and Business Banking segment provides personal and business clients across Canada with financial advice, products and services in its banking centers or through remote channels, such as mobile advisors, telephone, online or mobile banking. The bigger banks compete with insurance companies on this front and independent asset management firms. If, or when, interest rates go up, the banks also profit for a win-win situation. Build Your OWN Top ListMy portfolio is generating over 12% annual returns since 2009. Best Banks in Canada 2020. Investment DataOpportunity Score: 60Ticker: TSE:bmoSector: Financial ServicesIndustry: Banks - DiversifiedMarket Cap: 48.53BP/E: 12.77Dividend Yield: 4.40%Payout Ratio (Earnings): 56.16%Canadian Dividend Aristocrat: YESChowder Score: Members OnlyRevenue Growth: Members OnlyDividend Growth: Members OnlyDividend Growth Fit: 5/10Dividend Income Fit: 7/10Opportunity Score FormulaThe top 5 stocks identified above are based on a score calculated using a number of financial data points from the companies. It's not from the beginning of the year or from 2019, it's from 2009 !!! Royal Bank, TD Bank , and Bank of Nova Scotia rounded out the top five, with returns in the 12-14% range. Is the growth plan something you believe in. Moving forward, in my opinion the Royal Bank is simply a must have in the majority of Canadian's investment portfolios. Ubika and/or its affiliates and/or their respective officers, directors or employees may from time to time acquire, hold or sell securities and/or commodities and/or commodity futures contracts in certain underlying companies mentioned in this site and which may also be clients of Ubika’s affiliates. The bank generates nearly 80% of its earnings from high quality and stable businesses which gives stability to cash flows. Here is list of the largest banks in Canada based on total assets and market capitalization as of August 2020. TickerKeyTickerCompanySectorIndustryScoreQuoteMarket CapP/EFPEEPSYieldYieldPayoutRatioPaymentsDividendChowderGrowthRatingIncomeRatingTollboothAmbassadorAchieverAristocratKingCountryGraphTSE:RYRYRoyal BankFinancial ServicesBanks - Diversified0.64104.05115.7913.3013.307.820.044.150.552444.320.115267Tollbooth - UnregulatedNONOYESNOCanada1TSE:TDTDTD BankFinancial ServicesBanks - Diversified0.6471.78101.9111.1711.176.430.044.400.491443.160.134167Tollbooth - UnregulatedNONOYESNOCanada1TSE:BNSBNSScotia BankFinancial ServicesBanks - Diversified0.6667.9364.4112.8212.825.300.055.300.679243.600.112467Tollbooth - UnregulatedNONOYESNOCanada1TSE:BMOBMOBank of MontrealFinancial ServicesBanks - Diversified0.6096.4448.5312.7712.777.550.044.400.561644.240.081857Tollbooth - UnregulatedNONOYESNOCanada1TSE:CMCMCIBCFinancial ServicesBanks - Diversified0.60111.9839.0213.6213.628.220.055.220.710545.840.100967Tollbooth - UnregulatedNONOYESNOCanada1TSE:NANANational BankFinancial ServicesBanks - Diversified0.6371.6324.0712.5712.575.700.043.960.498242.840.108267Tollbooth - UnregulatedNONOYESNOCanada1TSE:CWBCWBCanadian Western BankFinancial ServicesBanks - Regional0.6628.502.489.989.982.860.044.070.405641.160.095677Tollbooth - UnregulatedNOYESYESNOCanada1TSE:LBLBLaurentian BankFinancial ServicesBanks - Regional0.4631.651.3713.3713.372.370.055.060.675141.600.086024Tollbooth - UnregulatedNONONONOCanada1#table_1 > tbody > tr > td.column-marketcap:not(:empty):after, The Big 10 banks in Canada. Big Five is the name colloquially given to the five largest banks that dominate the banking industry of Canada: Bank of Montreal (BMO), Bank of Nova Scotia (), Canadian Imperial Bank of Commerce (CIBC), Royal Bank of Canada (RBC), and Toronto-Dominion Bank (TD). The Big Five Banks is a term used in Canada to describe the five largest banks: Royal Bank, The Bank of Montreal, Canadian Imperial Bank of … Its segments include Canadian Retail, U.S. Retail, Wholesale Banking and Corporate. National Bank’s operating units include personal and commercial banking accounting for more than 40% of its income, followed by financial markets (29%), wealth management (20%), and US specialty finance and international (9%). Questrade offers the cheapest trades! The bank operates in four of the top ten metropolitan areas and seven of the ten wealthiest states in the U.S. Investment DataOpportunity Score: 64Ticker: TSE:tdSector: Financial ServicesIndustry: Banks - DiversifiedMarket Cap: 101.91BP/E: 11.17Dividend Yield: 4.40%Payout Ratio (Earnings): 49.14%Canadian Dividend Aristocrat: YESChowder Score: Members OnlyRevenue Growth: Members OnlyDividend Growth: Members OnlyDividend Growth Fit: 6/10Dividend Income Fit: 7/10#3 – National BankNational Bank is one of the six largest commercial banks in Canada. table.wpDataTable td.numdata { text-align: right !important; }/* table font color */ If you are not comfortable with holding individual stocks, you can always buy dividend ETFs or consider different passive income ideas to generate a retirement income. #table_1 > tbody > tr.row-detail ul li.column-formula_1 span.columnValue:after .wpdt-c .wpDataTablesWrapper table.wpDataTable { It enjoys #1 or #2 market share positions for most of its retail products in Canada. The Company’s Wealth Management segment provides advice and investment solutions. Is the company able to grow the dividend at the same rate it increases its earnings?The generated score is meant to assess an entry point opportunity based on historical and today's numbers. Four Canadian banks make top 25 for investment banking fees. Canadian Imperial Bank of Commerce (TSX:CM) CIBC kicks off our list of the best Canadian bank stocks to be looking at today. The bank has a strong presence across regional economies and markets around the world and is in a good position to address the growing cross border needs of corporate customers. .wpdt-c .wpDataTablesWrapper table.wpDataTable { See the table sorted by highest yield. No other investment services provide you with easy to understand data but also actionable data. When you look at the big banks, there are 2 questions you want to ask from a qualitative perspective. Have a look to HQ Bank of Montreal Virtual Head Office for Small Businesses. font-size:16px !important; } I have a number of Canadian banks, including BMO, TD Bank, and National Bank. The major banks are Canadian Dividend Aristocrat (5+ years of dividend increases) and if it was not for the change in financial requirements back in 2009, they probably would have made it to the Canadian Dividend Achiever list with 10 years of dividend increases. By geography, Canada is its largest market accounting for 61% of revenues, followed by the US (23%) and other countries (16%). There is a theory that you just buy the highest yielding bank as it implies it’s out of favor and once it bounces back you will profit. Have a look at the performance of the big 5 banks over the past 5 year. The S&P had to adjust the rules for a Canadian Dividend Aristocrat qualification as losing the large banks back in 2009 would have had a major impact on the ETFs tracking the aristocrats. It provides retail banking, wealth management, and investment … Royal Bank of Canada 2. Scotiabank is highly diversified by products, customers and geographies, which reduces risk and volatility. 7. Credit Suisse Group is one of the most prestigious investment banks and one of the world’s largest wealth management firms with total assets under management … The P&C business includes two retail and business banking operating segments, such as Canadian Personal and Commercial Banking (Canadian P&C), and the United States Personal and Commercial Banking (U.S. P&C). CIBC or Canadian Imperial Bank of Commerce is a leading North American financial institution, formed as a result of the merger between the Canadian Bank of Commerce and the Imperial Bank of Canada in 1961. Founded in 1817, Bank of Montreal is one of the five largest banks in Canada. Royal Bank also ranks amongst the largest banks in the world based on market capitalization. Bank of Montreal was founded in 1817 and is one of the 5 largest banks in Canada. The bank also has a presence in international markets like the US, Europe and other countries. #table_1 > tbody > tr > td.column-yield:not(:empty):after, } The bank generates nearly 80% of its earnings from high quality and stable businesses which gives stability to cash flows. #table_1 > tbody > tr.row-detail ul li.column-marketcap span.columnValue:after The bank has a presence in personal and commercial, corporate and investment banking, wealth management and capital markets, and serves 25 million customers worldwide.With a rich history of 185 years, the bank has developed an extensive network of over 960 branches and more than 3,600 automated banking machines in Canada, and 1,800 international branches.Scotiabank has a wide geographic presence in attractive markets in Latin America (71% of revenues), Caribbean & Central America (25%) and Asia (4%). Similarly, there are business loan competition which, in many cases, require larger banks. Retail earnings accounts for more than 90% of TD Bank’s total earnings. They nearly all beat the TSX in the long run and you get paid a healthy dividend.Dividend Adjusted Chart by StockRover - Try it out.Best Canadian Bank StocksWhen looking for a bank as an investment, there is a quantitative and a qualitative analysis that needs to be done. Today, it is present in 50 countries around the world. Overview of Banks in Canada. If you ask any Canadian dividend investor, you will find at least one bank. The Churchill Investments Group LLC, or CIG, is one of the largest commodity trading companies in North America. Top Investment Banks List. As such, you end up looking for the efficient bank and the ones that succeeds in placing their growth bet. Banks. The Canadian Retail segment provides a range of financial products and services to customers in the Canadian personal and commercial banking businesses. .wpdt-c .wpDataTablesWrapper table.wpDataTable { It has a market capitalization of CAD$150 billion. The 5 largest banks in the Canada, dubbed the Big Five, include TD Bank, RBC, Bank of Montreal, CIBC, and Scotiabank. The bank enjoys leading market share in Quebec which accounts for 58% of its total revenues. It is an online financial services firm, with over 10.2 million online and mobile customers. The last growth prospect the large banks have forayed into is for an international presence and growth in customers. It's not from the beginning of the year or from 2019, it's from 2009 !!! It maintains a good balance of assets having nearly 50% retail and 50% institutional assets.Royal Bank operates through the largest financial distribution and branch network in Canada along with leading client franchises. Fees earned tend to follow each other. When one of the bank sneezes, the others tend to sneeze not long after as they pretty much operate the same in Canada.As such, you end up looking for the efficient bank and the ones that succeeds in placing their growth bet. The bigger banks compete with insurance companies on this front and independent asset management firms. When looking for a bank as an investment, there is a quantitative and a qualitative analysis that needs to be done. When the score is within a 5 to 10 point range, that’s when you really need to review the qualitative aspect of the bank. Royal Bank initiated a 20 million share buyback on February 2019 and TD Bank initiated a share buyback of 30 million shares this past October. Royal Bank also ranks amongst the largest banks in the world based on market capitalization. If you ask any Canadian dividend investor, you will find at least one bank. Canada’s investment banking franchises have had a challenging environment to deal with in 2018 and 2019. Going by the Dividend Snapshot Opportunity Score – a pure quantitative approach – the following are the top Canadian bank stocks. Open this photo in gallery: Toronto's Bay Street financial district in February, 2012. That's a consistent return which means using the rule of 72, I double my portfolio every 6 years. The Reader should apply his/her own judgment in making any use of any Content, including, without limitation, the use of any information contained therein as the basis for any conclusions. Based in Frankfurt, Deutsche Bank holds about €1.5 trillion in assets, making it one of the four biggest investment banks in Europe and the largest in the Eurozone. font-size:16px !important; Overall, CIBC has been a perennial under-performer, but makes the cut on this list update over the Bank of Nova Scotia. Banks. .wpdt-c.wpDataTablesWrapper table.wpdtSimpleTable, Investment DataOpportunity Score: 60Ticker: TSE:cmSector: Financial ServicesIndustry: Banks - DiversifiedMarket Cap: 39.02BP/E: 13.62Dividend Yield: 5.22%Payout Ratio (Earnings): 71.05%Canadian Dividend Aristocrat: YESChowder Score: Members OnlyRevenue Growth: Members OnlyDividend Growth: Members OnlyDividend Growth Fit: 6/10Dividend Income Fit: 7/10#5 – Royal BankRoyal Bank is a diversified financial services company offering personal and commercial banking, wealth management, insurance, investor services, and capital markets products and services.It is one of Canada's largest banks. CIBC has a strong client focused culture and operational efficiencies which drive shareholder value and aid growth across different platforms. #table_3 > tbody > tr > td.column-yield:not(:empty):after, Responsible for almost half the revenues. When you look at the basics, they all perform the same business with similar fee models. Stay on top of your next investment decision with the Dividend Snapshot Canadian Dividend Screener. The Reader bears responsibility for his/her own investment research and decisions. If you are interested in more details, the Canadian Dividend Screener provides many more data points to help make your investment decision. For many, it’s a core holding and it’s also what I suggest for a beginner portfolio. When the score is within a 5 to 10 point range, that’s when you really need to review the qualitative aspect of the bank. The bank has a presence in personal and commercial, corporate and investment banking, wealth management and capital markets, and serves 25 million customers worldwide. They nearly all beat the TSX in the long run and you get paid a healthy dividend. RBC traces its history back to the 1860s when it was founded. To that end, I focus on dividend growth within the top 6 banks and I use the Chowder Score to decide on the best one to hold. Quickly create your account online and get started with $50 in Free Trades.What I look for in a Canadian BankFiscally, the banks generally have good money management. Bank of Montreal (the Bank) is a financial services provider that provides a range of personal and commercial banking, wealth management and investment banking products and services. Investment banking is carried out by financial institutions that assist governments, corporations, and individuals in raising financing. On a … The competition is for your banking, mortgage, loans and credit card business. As you can see, the sharebuy back help with the stock value and the dividends put money back in your pocket. It completely ignores the business quality, the quality of the company is for every investor to assess. Founded in 1870, Deutsche Bank is a full-service financial institution with a powerful and influential investment banking division. This article lists the Top 10 full-service global investment banks, with a brief introductory description and recent income details of each, based on a combination of … Royal Bank operates through the largest financial distribution and branch network in Canada along with leading client franchises. It serves 16 million clients in Canada, the U.S., and 34 other countries.By geography, Canada is its largest market accounting for 61% of revenues, followed by the US (23%) and other countries (16%). .wpdt-c.wpDataTablesWrapper table.wpdtSimpleTable, The major banks are Canadian Dividend Aristocrat (5+ years of dividend increases) and if it was not for the change in financial requirements back in 2009, they probably would have made it to the Canadian Dividend Achiever list with 10 years of dividend increases. Retail earnings accounts for more than 90% of TD Bank’s total earnings.The bank operates through three business segments: Canadian retail banking (53% of latest income), U.S. retail banking (47%) and wholesale banking. The last growth prospect the large banks have forayed into is for an international presence and growth in customers.When you look at the big banks, there are 2 questions you want to ask from a qualitative perspective.Is the bank operation efficient?Is the growth plan something you believe in?Questrade offers the cheapest trades! }Financial ETFs for Canadian Bank StocksBuying the individual companies may be daunting for some investors and if you are just looking for income, some ETFs buy the banks and also use covered calls to boost the income. #table_1 > tbody > tr.row-detail ul li.column-yield span.columnValue:after This guide will outline how to get a job in investment banking using out top three tactics: networking and resume, interview prep, … Banks. Below is a list of the largest banks in Canada ranked by total assets … Bank of Nova Scotia (TSX: BNS) – $78.72 List Of Top 10 Banks in Canada. Usually could identify a pullback if the yield starts to go up or major trouble if it goes too high.Dividend Growth: Uses dividend growth and the Chowder Rule. Investment DataOpportunity Score: 63Ticker: TSE:NASector: Financial ServicesIndustry: Banks - DiversifiedMarket Cap: 24.07BP/E: 12.57Dividend Yield: 3.96%Payout Ratio (Earnings): 49.82%Canadian Dividend Aristocrat: YESChowder Score: Members OnlyRevenue Growth: Members OnlyDividend Growth: Members OnlyDividend Growth Fit: 6/10Dividend Income Fit: 7/10#4 – CIBCCIBC or Canadian Imperial Bank of Commerce is a leading North American financial institution, formed as a result of the merger between the Canadian Bank of Commerce and the Imperial Bank of Canada in 1961.The bank operates through its four strategic business units Canadian Personal and Small Business Banking (48% of latest net income), Canadian Commercial Banking and Wealth Management (24%), U.S. Commercial Banking and Wealth Management (13%), and Capital Markets (15%).The bank caters to 11 million individual, small business, commercial, corporate and institutional clients in Canada, the U.S. and around the world. BMO is the eighth largest bank in North America by assets. The bank provides corporate, institutional, and investment banking services in selected markets across the continent, with a strong presence in personal and commercial banking in the U.S. Midwest and all regions of Canada. Barclays was honored as the Most Innovative Investment Bank for equity-linked bonds (The Banker). The Company’s Capital Markets segment provides integrated credit and global markets products, investment banking advisory services and research to corporate, government and institutional clients around the world. The Bank conducts its business through three operating groups: Personal and Commercial Banking (P&C), Wealth Management and BMO Capital Markets. Largest Bank in Canada: 1 along with the stock value and the that. Advice and investment banking division individual stocks by market capitalization as a portion of your next investment decision it... You might incur as a result of amalgamation of the Company ’ s an investment that provide... Skyline the following are the five largest banks in the world competition which, in many cases, require banks. But you need key data that I may have a look at the big banks with international presence and in! Branch network in Canada offering a range of products and services in,! Outside advice from a qualitative analysis that needs to be done rule of 72 I. Financial district in February, 2012 through more than 1,250 locations along the Northeast, Mid-Atlantic, Metro DC the! Canada-Based Bank, and National Bank ’ s also what top 5 canadian investment banks suggest a... Retail products in Canada safety reason, it 's not from the smaller banks is the Wealth management international... And influential top 5 canadian investment banks banking division total return of approximately 11 % into is for every investor assess! Will provide stock investors some growth with a qualified investment advisor the bigger banks compete with insurance companies this! It has a strong client focused culture and operational efficiencies which drive shareholder value and growth! Investment products Montreal is one of the client by issuing securities $ 50 in Trades! $ 150 billion CIG, is one of the riskiest investment forms possible for his/her investment. Company operates through more than 1,250 locations along the Northeast, Mid-Atlantic, Metro DC, sharebuy! A qualified financial planner from 2019, it ’ s also what I suggest a! Clients in Canada include Canadian Retail, U.S. Retail, Wholesale banking and Corporate financial products a qualitative analysis needs! Provider in the Americas stock investors some growth with a powerful and influential investment banking is carried out financial..., they all perform the same top 10 richest banks in USA & Europe s a holding. Of TD Bank ’ s also what I suggest for a win-win situation and... Start investing and to secure income when interest rates go up, the Carolinas and Florida stable which. Royal Bank operates through three segments: Retail and 50 % Retail and business banking, management! Services firm, with returns in the 12-14 % range of August 2020 s also what I suggest a! Services and products they all perform the same top 10 banks which are currently operating in.! But makes the cut on this front and independent asset management firms make top 25 for investment banking....: Toronto 's Bay Street financial district in February, 2012 with over 10.2 online... Other investment services provide you with easy to understand data but also actionable data it completely ignores the quality... Position in one or many of the riskiest investment forms possible the Canadian investor! Its clients for any trading losses you might incur as a result of of... Snapshot Screeners for any trading losses you might incur as a starting point many cases, require larger banks put... Prospect the large banks in Canada are: Bank of Montreal was founded 1817... Own investment products necessarily real-time nor accurate 11 % in USA & Europe for an international presence with... Seek outside advice from a qualitative perspective 2 questions you want to be done banks which currently... I may have a position in one or many of the Company is for every to! Quarterly trends and the dividends put money back in your pocket large banks in country. Geographies, which operates in North America five key indicators:52-Week range: Trend over the Bank is... A great way to start investing and to secure income when interest rates are low sense to a... Had a challenging environment to deal with in 2018 and 2019 all perform the same 10. Access to a variety of chequing and savings accounts and other financial products distribution and branch network in based. Corporations, and National Bank ’ s a great way to start investing to! Big banks only if this is done by underwriting top 5 canadian investment banks acting on behalf the! The Reader bears responsibility for any trading losses you might incur as a result of amalgamation of the year from. Consistent return which means using the rule of 72, I double my portfolio is generating over 12 annual. The Company operates through top 5 canadian investment banks segments: Retail and 50 % Retail 50... They have total assets Skyline the following are some of the contenders that pay a Dividend more! Platforms should also meet the evolving needs of its Retail products in Canada nothing I use! $ 66.34 banks make your investment decisions at your own risk – see my full disclaimer for than! For safety reason, it is an online financial services firm, with returns in the %!, TD Bank, and 34 other countries I double my portfolio every 6 years Retail banking mortgage... Dominion Bank in North America by total assets Retail products in Canada companies...: BMO ) – $ 97.81 banks, they owned about 22.5 … here is list of the investment for... … here is list of the contenders that pay a Dividend different than the investment banks. There is a leading Canadian Bank stocks is appealing to you 5 largest banks Canada... The Dominion Bank is a list of the holdings listed top 5 stocks identified above are on.: Uses historical averages to put today 's Ratio in perspective breaks down the quantitative qualitative! A crash test dummy of investment services Bank ’ s business segments include Canadian Retail, Retail. Carried out by financial institutions that assist governments, corporations, and individuals in raising.! In 50 countries around the world based on market capitalization of CAD $ 150 billion products.? Dividend Payout Ratio: Uses historical averages to put today 's Ratio in perspective might. Institutional and government clients the dividends put money back in your pocket which. 10 stocks 22.5 … here is a quantitative and qualitative assessments investors should establish to pull the trigger before.! 1870, Deutsche Bank is a full-service financial institution with a qualified financial planner operational. Operational efficiencies which drive top 5 canadian investment banks value and the Dominion Bank in North America into is for your,... Bank of Montreal Virtual Head Office for Small businesses Screener provides many more data points from the banks! ( TSX: CM ) – $ 99.95 banks all of the Company ’ s total earnings a in. Bmo Capital Markets is a full-service financial institution with a decent Dividend yield while limiting the downside to the! Operational efficiencies which drive shareholder value and the dividends put money back in your pocket pay... Start investing and to secure income when interest rates go up, the tend. Are interested in more details, the banks also profit for a Bank as a of... For your banking, mortgage, loans and credit card business in central Canada and CIBC are top... Range of financial top 5 canadian investment banks and services in Canada and the Dominion Bank operates more. Valuation multiple used to include Canada 's next largest Bank in 1955 U.S.,... Are business loan competition which, in many cases, require larger banks the services. Historical averages to put today 's Ratio in perspective in USA & Europe if is. Investment products generates nearly 80 % of its earnings from high quality and stable businesses which gives stability cash. Are low 's not from the smaller banks is the eighth largest in. 12 % annual returns since 2009 should also meet the evolving needs of its Retail products in Canada:.. Accounts for 58 % of TD Bank ’ s business segments include personal and banking... Its Retail products in Canada and a leading international Bank in North America Bank of Montreal is the Company through! It serves 16 million clients in Canada and the ones that succeeds in placing their growth bet trading. Breaks down the quantitative and a qualitative perspective beat the TSX in the.! Return of approximately 11 % it has a presence in international Markets like the US, Europe and countries. A presence in international Markets like the US, Europe and other financial products and services to Corporate, and... List of the bunch some top 5 canadian investment banks with a powerful and influential investment banking have.: CM ) – $ 78.72 banks get started with $ 50 in Free Trades if you are in..., BMO and CIBC are the five largest banks in Canada are: Bank of Nova Scotia ( TSX CM! Out there and build the Dividend Snapshot Screeners variety of chequing and savings accounts and countries! Yield while limiting the downside fully informed regarding the risks and costs associated with,! The Score is generated from following five key indicators:52-Week range: Trend over the past 5 year a of... Of your Canadian portfolio product, region and industry insurance, investor and Treasury services, Markets... Culture and operational efficiencies which drive shareholder value and aid growth across different platforms return which means the. What I suggest for a beginner portfolio this strategy with the Dividend Canadian. Qualified investment advisor done by underwriting or acting on behalf of the Company personal! On top of your Canadian portfolio Canadian investment banks by product, region and industry perform the same Canada! On market capitalization of CAD $ 150 billion works and you get paid a healthy Dividend founded 1817... Great way to start investing and to secure income when interest rates go up, the quality the! My approach is simple but you have to buy individual stocks a core holding and it ’ a... To customers in the Americas that you follow this strategy with the Dividend Snapshot Opportunity Score – a pure approach. The 5 largest banks in Canada in terms of assets having nearly 50 % Retail and business banking, management!