Einige Kreditkarten bieten weitere Zusatzleistungen, wie etwa Reiseversicherungen (American Express Green Card) oder eine kostenlose Amazon Prime-Mitgliedschaft (Amazon Visa Kreditkarte). For a no-annual-fee credit card, that’s great potential for earned rewards. Chase promotions. Learn more: Capital One Savor Cash Rewards Credit Card review. Get your DBS/POSB Credit Card with promo code FLASH300. 1 Für jedes Bezahlen mit deiner Cashback Kreditkarte schreiben wir dir bis zu 1% des Gesamtbetrags gut. Why we chose it: Beginners to the rewards game will appreciate the Blue Cash Everyday’s no annual fee and simple rewards structure. Chase Ink Business Cash Credit Card. But for many, cash back is king — and there’s nothing wrong with that. Chase is well known for its Ultimate Rewards cards – some of the most popular travel and cash back cards on the market. Why we chose it: The Amex Cash Magnet is a straightforward cash-back credit card that is great for beginners or those looking to earn cash back on non-bonus spending. However, this can also mean that cash back is more limited. If the cost of the card is $0 and you pay off your statements in time every month, then you’ll always end up in the green with your savings. I would like to subscribe to The Points Guy newsletters and special email promotions. 4. While it’s certainly not as lucrative from an earning perspective as the Blue Cash Preferred, it is a great option for those just jumping into the cash back game for the first time. (Optional) On the left-panel menu, click Accounting and go the Chart of Accounts tab. Learn more. Nicht alle Kreditkarten mit Cashback funktionieren gleich. Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Still, it does limit your earning potential in popular categories such as dining or travel. If you max out your bonus spending in both 5% and 2% categories, that ends up being $1,750 in cash-back earned each year. Why we chose it: This is a very rewarding small business credit card with a large sign-up bonus and generous bonus categories — all with no annual fee. The BMO Cash Back Mastercard is a no-fee cash back card offering 5% cash back on all purchases in your first 3 months…on up to $2,500 in purchases. While these cards are excellent for maximizing rewards for categories you spend a lot on each month, you won’t necessarily earn bonus rewards on every purchase. Cash back rate: 5% back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year. You don’t pay an annual fee, plus you earn 3x on several common spending categories. Earn up to $300 cash back: Earn 20% back on eligible purchases at Amazon.com on the card in the first 6 months, up to $200 back. Es gibt Anbieter, welche den Auszahlbetrag begrenzen. What things should you look for when you’re comparing credit cards that offer cash back? We spend hours combing through the credit cards available from our partners and from outside our network, comparing them to see which cards offer the best return for readers. To earn cash back, pay at least the minimum due on time. For rates and fees of the Amex Cash Magnet, please click here. Eine passende Cashback-Kreditkarte sollte also an Ihre Konsumpräferenzen angepasst sein. $750 cash back after you spend $7,500 on purchases in the first three months of account opening. Earn 2x total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. Informieren Sie sich vor einer Anschaffung unbedingt über die Kosten und Bedingungen. Simply swipe the Spark Cash and enjoy a straightforward return on every purchase. Why we chose it: The value in the simplicity of cash-back business cards can’t be overstated. And if that 0.5% earn rate on all other purchases bums you out, simply pair it with … The Chase Freedom Unlimited is also a great card to pair with your existing Chase credit cards to earn cash back on non-bonus spending — in fact, it makes up one-third of the Chase Trifecta. Activate by 12/31/21. At the end of the day, cash back credit cards are only worth it if you spend more than the cost of holding the card itself. As always, use your card only insomuch as you have the money to pay it off every month on or before the due date. Amex Offers and Chase Offers likely come to mind as eligible cardholders are able to opt into rewards not typically offered for that particular card. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Solche Bonusprogramme können attraktiv sein, wenn sie geschickt genutzt werden. Sign-up bonus: $300 bonus after you spend $3,000 on purchases in the first three months of account opening. Plus, depending on your banking relationship with Bank of America, that 3% return can go as high as 5.25% back if you qualify for the Preferred Rewards program‘s top tier — Platinum Pro. Another draw to the card is the potential for a low annual fee. 1% cash back on recurring bill payments (up to $500 per month in spend), and. Dining: Citi Cash Back (8% cashback) Dining out in Singapore isn’t cheap. Cash-back cards have played an integral role in my overall credit card strategy, helping me offset the cost of travel expenses that points and miles don’t cover. You’ll also get 0% intro APR (see rates and fees) on purchases for 15 months from the date of account opening, then a variable APR, 13.99% to 23.99%; see rates and fees). Welcome offer: Earn 20,000 points after you spend $1,000 on purchases in the first three months of account opening. It’s a great card for beginners. Das klingt sehr verlockend! This TD card’s welcome offer can net you up to $120 cash back, by rewarding 6% cash back on your purchases for the first three months. Cash back rate: Earn 6% cash back on purchases at U.S. supermarkets (on up to $6,000 in purchases per calendar year, then 1%) and on select U.S. streaming subscriptions, 3% cash back at U.S. gas stations and on transit and 1% cash back everywhere else. Rediscover Singapore. Jahr; 0 ... (American Express Green Card) oder eine kostenlose Amazon Prime-Mitgliedschaft (Amazon Visa Kreditkarte) Nachteile. You'll earn an unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. For example, 60,000 points are worth $750 toward travel. Eine Cashback-Kreditkarte lohnt sich erst dann, wenn die Rückzahlungen die Jahresgebühr für die Karte übersteigen. 12 Best Cash Back Credit Cards of December 2020 - NerdWallet Of course, if you’re pairing this card with a Chase Ultimate Rewards card (including all other Chase Ink Business cards), your rewards could be more valuable when used for travel as that $1,750 turns into $3,500 in potential travel cash back value. Why we chose it: If you spend a lot on dining and entertainment, you can’t get much better than the Capital One Savor. The unlimited 1.5% cash back on all purchases is standard for similar no-annual-fee credit cards. DKB-Cash. 3% cash back on U.S. supermarkets (up to $6,000 in purchases per calendar year; then 1%), $200 bonus after spending $500 in their first three months, plus 5% back on the first $12,000 spent on groceries in your first year (excluding Target and Walmart). Bei Kreditkarten mit Bonusprogramm müssen Sie vergleichsweise lange Punkte oder Meilen sammeln, um an eine Prämie zu kommen. Why we chose it: One of the simplest and most rewarding cash-back cards out there is the Citi Double Cash Card. The amount listed in the promotional offer includes the 5% Back you already earn on Amazon.com purchases with your Amazon Prime Rewards Visa Card, and the extra % Back you can earn with this promotion. As you probably already know, when redeeming cash back rewards, credit card companies won’t send you an envelope of literal dollar bills. Today, I want to go over the top cash-back credit cards you can use to maximize your everyday purchases. Terms apply to the offers listed on this page. Cash back rate: Earn 4% cash back on dining and entertainment, 2% at grocery stores and 1% on everything else. Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. Wie Cashback-Kreditkarten funktionieren und wer davon wirklich profitiert. Right now, you’re probably not attending many events like that, but you will again once the threat of COVID-19 subsides. Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. Capital One Savor Cash Rewards Credit Card members earn 8% cash back on tickets purchased at Vivid seats from March 19, 2019, through Jan. 31, 2022. Why It’s One of the Best Credit Card Promotions Right Now: The Blue Cash Preferred® Card from American Express has the best credit card promotion for cash back because it currently offers an initial bonus of $250 as statement credit for spending $1,000 within 3 months of opening an account. You also earn 5% cash back on the first $25,000 spent at office supply stores, internet, cable, and phone services each account anniversary year. The following cards can be good options, but I’ve left them off the main “best cash-back cards” list due to their membership requirements: The information for the Fidelity Rewards Visa, Sam’s Club Mastercard, USAA Cashback Rewards Plus American Express® Card and Amazon Prime Rewards Visa Signature has been collected independently by The Points Guy. Plus, earn $100 back after you spend $1,000 in purchases on your new card within the first 6 months of account opening. The Bank of America Cash Rewards credit card is one example of such a card. Es können stattdessen Punkte oder Meilen für Prämien gesammelt werden. Valid till 28 Dec 2020. Scotiabank, Home Trust, and American Express will give you cash back once a year, Tangerine’s cash is paid out monthly, and TD allows you to use your cash back rewards as soon as you earn at least $25. This is a recurring post, regularly updated with New information business cards can t. 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